Earn

When you use the Earn function to transfer digital assets to the Earn Wallet, the system will bring you interest every certain intervals.

If you plan to hold digital assets for a long time, the Earn function will continue to bring you additional income.

You can start collecting interest by following the steps below:

1. Earn  >  Click "Earn"

2. Enter the amount you want to deposit  >  Tick the "I agree to" checkbox  >  Click "Start Earning"

(For fixed deposit products, you need to select the number of days you want to deposit)

Interest Payment (Flexible Deposits and Fixed Deposits)

Flexible deposits: The interest will be calculated at 14:00 UTC every day (No interest will be gained if the deposit is less than 24 hours)

Fixed deposits: The interest will be calculated on the day of maturity (No interest will be gained before the maturity)

Note 1: Interest will be paid to the Earn Wallet

Note 2: The interest calculation result will be rounded to 8 decimals

Withdraw the Principal and Interest (Redemption)

After you receive the interest, if you plan to transfer the assets and interest back to another wallet for further trading, you can follow the steps below:

1. Wallet  >  Earn  >  Click "..."  >  Redeem

2. Enter the redemption amount  >  Click "Redeem"

Withdraw the Principal Before Maturity (Early Redemption)

Withdrawing the principal of fixed deposit to other wallets before the maturity is called Early Redemption. (The operation steps are the same as the redemption above)

There is no penalty for early redemption, but also you will not receive any interest.

Simple Interest, Compound Interest

Simple interest: Simply multiply the interest rate by the principal. (The interest calculation result will be rounded to 8 decimals)

For example: The interest rate of 7-day fixed deposits is 0.131%. If you deposit 1000 USDT, then the interest calculation will be 1000 * (7 * 0.131% / 365) = 0.02512328 USDT

Compound interest: Needs to add the previously earned interest to the principal and then multiply it by the interest rate (The interest calculation result will be rounded to 8 decimals) 

For example: The daily interest rate of flexible deposits is 0.535%. If you deposit 1000 USDT for 7 days, then the interest calculation will be 1000 * (1 + (0.535% / 365))^7 - 1000 = 0.10260725 USDT

Annual Percentage Yield (APY)

APY refers to the estimated return% that can be obtained after using the selected deposit plan for 1 year (365 days).

Automatic Renewal

Flexible deposits: Interest will be calculated automatically every day, no need to enable auto-renewal.

Fixed deposits: By default, auto-renewal option is enabled. The following are the 2 ways to disable it.

• When you make a fixed deposit, you can turn off the auto-renewal option in the Earn panel.

  Path: Earn  >  Earn  >  Auto-renewal

• After you made a fixed deposit, you can still turn off the auto-renewal in the Earn Wallet management panel

  Path: Wallet  >  Earn  >  The fixed deposit  >  Auto-renewal

Interest Revenue History (Earn History)

You can check your interest revenue record in Earn History page.

Path: Username  >  History  >  Earn

Fixed Products

Flexible Products

Staking